I want to personaly thank you for your remarkable contribution at MeetDifferent in Atlanta this past week. Your participation in our first ever event motivated and engaged our industry like never before! This is a note of appreciatin for yoru fine efforts and great presentation at teh DST Retirement Leaadership Forum this week. As always, your thoughts were on target, and highly thought-provoking. I, for one, will be looking at your website as I purshe my own retirement plans! The book is a great tool, and our conference participants really enjoyed receiving it. We want to thank you for your excellent contribution to our Leaders' Forum last week. Terry, your presentation did a fantastic job of drawing some important lessons from the current economic climate. It brought the U.S. perspective to the discussion -- and that was extremely valuable. I just want to say a really big thank you for your contribution to our meeting. You brought a real energy and pace to the meeting and really maintained the interest of the delegates. You did a great job with encouraging questions. . . . Thank you for all the hard work you put into make this meeting a success and I hope we can work together again in the future.